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CALCAP Lending, LLC is a mortgage company providing short to mid-term financing for property investors. Investors can purchase, refinance, renovate and construct residential and commercial properties with our financing. CALCAP Lending, LLC offers conventional wisdom and experience of a traditional institution without the red tape.

Our Team


Mark Mozilo

Mark Mozilo is a Principal of CALCAP Advisors Inc. Since 1986, Mark has been involved in the mortgage business and acquisition of land and apartment units as a Managing Member of multiple LLC’s. Mark recently spent the last 12 years running various lending activities for IndyMac Bank as an EVP and CEO. Mark’s range of responsibilities included overseeing all aspects of sales and marketing, recruiting and training, operations, and strategic and financial planning.

Prior to joining IndyMac Bank, Mark founded a mortgage banking firm, Keros Mozilo Mortgage. His company focused on niche lending for wholesale mortgage brokers. Mark also worked 6 years for Countrywide Financial as a Regional Vice President. Mr. Mozilo earned his bachelor’s degree from the University of San Diego, and has earned the Certified Mortgage Banker (CMB) designation.

Mark serves on several boards which include; Shelter Partnership of Los Angeles, Wellness Community of San Gabriel Valley and University of San Diego’s Real Estate Committee. Mark is also a member of the San Gabriel Valley Young Presidents Organization (YPO).

Mark presently resides in Pasadena, Ca. with his wife Michele and three children

Phone: 626.696.9095

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Len Israel

Len Israel is the EVP & CEO of CALCAP Lending, LLC and brings over 30 years of production, operations, risk management, regulatory compliance and capital markets experience to CALCAP’s lending business.  Most recently he was President of Mortgage Banking at Flagstar Bank, a leading nationwide lender, where he was responsible for all production, operations, and capital markets activities.

Len received his Bachelor of Arts Degree in Business Finance from California State University, Fullerton and his Master of Arts degree in Psychology from Pepperdine University.

His affiliations include the Financial Management Association Honor Society, Golden Key National Honor Society and Psi Chi National Honor Society.  Len holds a California Department of Real Estate Broker’s license and the Mortgage Bankers Association designation of Certified Mortgage Banker (“CMB”).

Career Accomplishments

  • Mission Hills Mortgage: As president, doubled annual loan production to over $1 billion (2010 through 2012), increased net profitability from -20bps to over 120bps; Obtained double-rating upgrade from FDIC.
  • IndyMac: Ranked in top 9 of over 125 managers as a result of business controls; later retained by FDIC and effectively managed for positioning and sale of bank.
  • CitiMortgage: 300%+ Increase in total annual production, 965% increase in net income, Increase in national market share from 16th to 8th ranked program.
  • Memberships in several industry groups including: Fannie Customer Advisory, Wells Fargo, MBA Fraud & Ethics Committee, Co-Chair of CMBA Secondary Markets Committee, Advisor and Instructor at Cal State University, Fullerton’s Mortgage Banking course offered via extended education.
  • Published articles on the profitable management of correspondent relationships; keynote speaker at National Secondary Market Conference

Phone: 949.439.1044

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Andre Wycoff

Andre Wycoff is the SVP of Mortgage Operations at CALCAP Lending, LLC.  Since 1999, Andre has been involved in Mortgage Banking and Loan Servicing as a firm stakeholder for several nationally recognized fortune 500 companies. Starting his career with Washington Mutual Bank, Andre oversaw various areas during his tenure with WaMu including Bankruptcy/Foreclosure, Loan Servicing and Loss Mitigations.  Andre’s vast knowledge of the business and comprehension of the mortgage process allowed him to interpret data to improve and refine processes within the firm. This became his signature and springboard for future success.

JPMorgan Chase acquired Washington Mutual Bank in 2008, Andre was asked to join the Loan Originations division of Chase as the VP of Retail Loan Operations, leading areas of opening, processing, underwriting and closing. During his tenure Andre’s sites led nationally in total loans closed, underwriting decisions, reduced turn times and 98% overall customer satisfaction scores. With the success of the California teams, Andre’s hierarchy expended to include teams in Tempe AZ, Chicago IL, and Cleveland OH.

After a combined 16 years at WAMU and Chase, Andre excepted a position with EastWest Bank as the FVP of Mortgage Operations. Leading the mortgage team through industry regulation changes, ensuring the firm success in accordance with the government laws.  He helped launch new systems to improve efficiencies and expand mortgage products, increasing loan closing by 38%.

Prior to joining the CALCAP Andre worked for HomeStreet Bank as the Regional VP where he ran the California Fulfillment Centers throughout the region. Mr. Wycoff received his education from Los Angeles Mission College.

Phone: 657.289.2558

Scott Van Dellen

Scott has over 30 years experience in nationwide mortgage, construction and commercial real estate lending. He received a bachelor’s degree from UCLA in Political Science and a master’s degree also from UCLA in Urban Planning.

Phone: 626.473.2011


Joe Stein

Joe is a recent graduate of the University of Oregon with a Bachelors of Science Degree in Pre-Law and a Minor in Business Administration and Economics. Previously, Joe worked a full-time sales job as a Transportation Broker, and brings his experience and knowledge of customer acquisition, rate negotiation and client communication toCALCAP Lending, LLC. Joe is excited to help the strong team at CALCAP to continue its track record of strong, secure deals and great customer service.


Devin Valenzuela

Devin recently graduated from Cal State Northridge with a Bachelor’s Degree in Finance. Devin brings experience in sales and a vast interest in the world of Real Estate. He is excited to join the growingCALCAP Lending, LLC team and strives to continue CALCAP’s excellent history of great customer service.

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